Jan. 21st Mtg. Rates

Purchase & Refinance Mortgage Rates …….

All Loans close on-time and within 30 Days or less.

Refinance Rates & Purchase Rates could be lower… have your clients call me to discuss.

30 yr Conventional 3.75% – 0 Discount Points – 0 Origination

15 yr Conventional 3.0% – 0 Discount Points – 0 Origination

20 yr Conventional 3.625% – 0 Discount Points – 0 Origination

10 yr Conventional 3.125% – 0 Discount Points – 0 Origination

30 yr FHA 3.5% – 0 Discount Points – 0 Origination

15 yr FHA 2.875% – 0 Discount Points – 0 Origination

30 yr USDA 3.375% – 0 Discount Points – 0 Origination

30 yr VA 3.375% – 0 Discount Points – 0 Origination

15 yr VA 2.75% – 0 Discount Points – 0 Origination

Jumbo 30 yr Fixed 4.0% – 0 Discount Points – 0 Origination

Stated Jumbo 7/1 ARM 5.375% – 0 Discount Points – 1% Origination

Stated Jumbo 5/1 ARM 4.875% – 0 Discount Points – 1% Origination

* These rates are based on a estimated loan amount of $250,000 or above and roughly 4.321% to 5.89% APR depending on loan program. Rates are also subject to change without notice. FHA requires 3.5% down. Conventional requires 5% down. Jumbo requires 20% down up to $1Million. Jumbo APR is estimated 4.42% – 5.422% Some rates are based on a 740 credit score or higher. Some loans require lower LTV, call for details.*