Monthly Archives: November 2016

Are your parents willing and able to provide the money for a down payment on your first home as an outright gift? Good for them, and good for you! Since gifted down payments do come with some rules and regulations, … Continue reading →

  It’s time to reduce it! When you obligated yourself to that monthly payment it fit nicely into your budget. But then… Things happened. Perhaps it was a job loss or even just a reduction in hours. Perhaps it was … Continue reading →

Of all the misconceptions that people have about lenders, the idea that they keep a tight hold on the home mortgage purse strings and don’t ever want to ever loosen them is the silliest. Of course they want to lend … Continue reading →