Monthly Archives: January 2017

Have you been thinking about refinancing your mortgage, but putting it off because you thought your home’s value might be too low or you thought you probably wouldn’t qualify for a new loan? Maybe you’ve just been procrastinating, thinking rates … Continue reading →

If your house is destroyed by fire, wind, water, or some kind of disaster, do you still have to pay your mortgage? Yes, of course. The possibility of such loss is the reason why banks insist that you carry insurance. … Continue reading →

The differences between loan programs are based on two things: the borrower’s down payment and qualifications, and the property. VA loans are zero down, but are only available to veterans or active duty military personnel and their families. Do note … Continue reading →

Making a mortgage payment can’t be classified as fun, and filing your income taxes is something many of us dread. But if you’re making mortgage payments, filing those taxes might not be quite such a burden. Way back when the … Continue reading →

Did you spend too much money in 2016? If so, you were not alone. Americans DO spend more than we need to, in ways both large and small. Here are 14 examples: Coffee. Once upon a time we brewed coffee … Continue reading →