Author Archives: theloanman

The Texas Association of Realtors recently released a quarterly report showing that year over year, 13% more single family homes were sold last quarter – and the median price was 7% higher. As of last quarter, the state-wide median home … Continue reading →

This week Core Logic released its statistics on the Home Price Index through February 2015. It showed that nation-wide, home prices rose 5.6% from February 2014 to February 2015 and are expected to rise another 5% by February 2016. Although … Continue reading →

Repairing your credit before attempting to buy a home is a wise idea. Not only do you need a minimum score in order to qualify, a higher score will enable you to obtain a lower mortgage interest rate. In their … Continue reading →

More people are moving to Texas than any other state. But is it a good idea? For many, yes, it’s a wonderful idea. But is it a good idea for YOU? Here’s what you need to consider before you decide. … Continue reading →

Are citizens stronger, happier, and generally better off when they have more control over their own lives and money? We Texans not only think so, we believe the facts support our claim. In fact, we think Texas policies should be … Continue reading →

You might just assume that a very wealthy person would have no trouble at all getting a home loan. Unfortunately, that’s not always true. The wealthy don’t always qualify. Here’s why: 1. They do like to avoid paying income tax … Continue reading →

RealtyTrac recently compiled responses from six leading economists who were willing to make predictions for 2015. Each had a slightly different take, but were generally in agreement about the reasons why 2014 didn’t live up to expectations, and why 2015 … Continue reading →

  Buying a Home Makes Financial Good Sense You know the emotional reasons for owning your own home. Things like security and independence top that list. These five financial reasons might be even more powerful:   1. Unless you’re living … Continue reading →

Purchase & Refinance Mortgage Rates …….     All Loans close on-time and within 30 Days or less.     Refinance Rates & Purchase Rates could be lower… have your clients call me to discuss.     30 yr Conventional 3.75% … Continue reading →

While many cite home ownership as a good financial move, it turns out that financial considerations aren’t the prime motivators that cause first time buyers to take the plunge into home ownership. Each year the Joint Center for Housing Studies … Continue reading →