Category Archives: Uncategorized

Consumer advocates have long been pushing for improvements in the accuracy of reports from the credit bureaus, and now they’ve met with success. Equifax, Experian, and TransUnion are applying new, stricter rules to the information they gather from public records. … Continue reading →

  If you’ve just had a wonderful family vacation at the beach or in a mountain cabin, you may be thinking how nice it would be to own your own vacation home. You’d have all your own things right there. … Continue reading →

The house and the neighborhood you choose are important, but even more important is buying it correctly. You want that house to be a joy. If you make mistakes in buying, it will be a burden. So start at the … Continue reading →

While the most common home loan is the 30-year fixed rate mortgage, it may not be for you. This loan was first established as #1 when the Federal Housing Administration embraced it back in 1954. It gave homeowners a longer … Continue reading →

Unless you have the ability to pay all cash for your new home, you’ll need a mortgage. What is a mortgage? It’s a loan from a financial institution used to pay off the home’s sellers. It comes with a lien … Continue reading →

  When you hear the term “Jumbo loan” you might think of loans in the millions, but that’s not so. A jumbo loan is a home mortgage loan for any amount that exceeds the loan limit on conforming loans. In … Continue reading →

If your dream of home ownership is becoming more of an obsession than a dream, it’s time to take a look at your finances and see if you’re ready to make the leap. If you can answer yes to these … Continue reading →

  If home prices in your area are rising and you’re worrying about ever becoming a homeowner, stop and think. Remember all the families who lost their homes after the real estate bubble burst? Many of them were in over … Continue reading →

  Getting a mortgage loan isn’t mysterious, but it is a step by step process. Step one: Shop for your mortgage. All loans and all lenders are not alike. They offer different interest rates, different closing costs, and different terms.  … Continue reading →