Category Archives: Uncategorized

  Getting a mortgage loan isn’t mysterious, but it is a step by step process. Step one: Shop for your mortgage. All loans and all lenders are not alike. They offer different interest rates, different closing costs, and different terms.  … Continue reading →

  A Federal Reserve survey showed that nearly half of all Americans could not cover a $400 emergency without borrowing from someone, selling something, or putting the expense on a credit card. That means that nearly half of all Americans … Continue reading →

Myth #1: I don’t need to budget because I keep track of what I’m spending. Keeping track of what you’ve spent is looking backwards. Making a budget is looking forward – it’s planning ahead so you’ll have money later for … Continue reading →

  When you offer your home for sale you want the highest selling price possible, right? National Association of REALTORS surveys show that buyers will pay from 1% to 5% more for a house that’s been staged. Why would they … Continue reading →

Most wealthy people invest in real estate – not just homes for themselves and their families, but investment properties, both residential and commercial. Then, they take advantage of tax strategies that many don’t even know exist. Here are just a … Continue reading →

  The Tax Benefits of Purchasing a Home You know that owning your home gives you freedoms you don’t have as a tenant. You also know that when you make payments on your home you’re building a financial nest egg … Continue reading →

  Just because you missed the rock-bottom interest rates doesn’t mean you shouldn’t consider a refinance. Rates are still historically low, so you can potentially put hundreds of dollars back in your pocket each month. But… you need to be … Continue reading →

  If you’re like two-thirds of American homeowners, you got a mortgage loan to finance the purchase of your home. For many, it’s a 30-year commitment. Wouldn’t you love to reduce that to 20 years – or even 15 years? … Continue reading →