Category Archives: Uncategorized

The Majority of Home Buyers Opt for a 30-year Mortgage. Should you? Why do 86% of home buyers choose a 30-year mortgage over a 15-year mortgage? Even though a 15-year loan will carry a lower interest rate, and cost about … Continue reading →

Since the Consumer Financial Protection Bureau has safeguards to protect consumers, does it really matter which mortgage company you choose to finance your home purchase or refinance? Yes, it does matter. The CFPB insists on a level playing field with … Continue reading →

Several numbers are important to prospective home buyers. One is the amount you’ve set aside for a down payment; another is the amount you can comfortably afford for a monthly mortgage payment. But possibly the most important number is your … Continue reading →

Does home ownership seem like an impossible dream because you can’t seem to save for a down payment? If so, it might be time to take a look at the places where money is leaking out of your pocket, just … Continue reading →

If you’ve only learned about mortgage loans from television or financial newsletters, or if you’ve only discussed the possibilities with your local banking institution, you probably don’t know all you need to know before choosing a lender and a mortgage … Continue reading →

All you have to do to get unsolicited mortgage advice is tell someone that you’re about to begin looking for a new home. Some of it, such as a recommendation of an exceptional lender, is good. Much of it is … Continue reading →

If you haven’t gotten a mortgage recently, you might be shocked at the number of documents you’ll need to produce. So even if you’re not thinking of a new home or a refinance right now, start saving paper for the … Continue reading →

Here are 4 easily avoided mortgage mistakes that home buyers make every day…  The first one is not paying attention to ALL of the terms of a loan. You might see a fantastically low advertised rate and think that’s what … Continue reading →

Are you thinking of purchasing a second home? If so, you know the first good reason: You’ll enjoy it! You’ll love the comfort and convenience of having your own things in your own place, and you may even love being … Continue reading →

Right now many Americans, especially the self-employed, are reviewing their 2015 expenditures to make sure they’ve claimed every legal deduction before filing their Federal and State income tax returns. It’s a smart thing to do, unless you want to buy … Continue reading →