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Category Archives: Uncategorized
Can Your Mortgage Loan be Assumed by a New Buyer, or Does it Have a Due on Sale Clause?
The general assumption today is that all loans have a due on sale clause. This is the clause that simply says “If you sell the house, you have to repay the loan in full.” It only makes sense, because … Continue reading
Posted in Uncategorized
228 Comments
Down Payment Myths to Ignore
If you’ve begun saving up for the down payment on a home, and if you’ve mentioned your goal to friends and family, you’ve probably been getting plenty of advice. Some of it, of course, is good advice. For instance, Mom … Continue reading
Posted in Uncategorized
1,242 Comments
Understanding Real Estate Jargon
When you set out to purchase or sell a home, you’ll likely be confronted with an abundance of terms that you simply don’t use in everyday life. Your agent, your lender, and others associated with the real estate industry … Continue reading
Posted in Uncategorized
113 Comments
Pay attention! Your Closing Disclosure Form is important.
First, what is a Closing Disclosure Form? It’s a document that outlines the terms and costs of your home mortgage. When you first applied for your loan you were given a Loan Estimate, also known as a good faith estimate. … Continue reading
Posted in Uncategorized
62 Comments
Which loan is right for you – Conventional or FHA?
When you’re planning to use a personal loan to buy a car, check the offers provided by car loan dealers, When you buy a house and will need a mortgage, and you’ll have choices. While a few do qualify for VA … Continue reading
Posted in Uncategorized
1,294 Comments
Should you itemize or take the standard deduction this year?
Nearly 2/3 of American taxpayers take the standard deduction each year without giving much thought to the possibility of saving money by itemizing their deductions. For many, this makes sense, but for others, it’s akin to throwing money to the … Continue reading
Posted in Uncategorized
588 Comments
7 surprising traits of the mega-wealthy
Would you like to attain a high net worth? Of course – who doesn’t? Adopt these 7 habits and watch your wealth grow. Proceed slowly – there is no such thing as “Get rich quick.” The very wealthy … Continue reading
Posted in Uncategorized
143 Comments
Should YOU Apply for a Mortgage On Line?
A recent article on realtor.com stated that one survey found that 64% of millennial mortgage applicants prefer to apply for their mortgages on line. Realtor.com even offered up some reasons why potential borrowers might want to apply on line. … Continue reading
Posted in Uncategorized
1,213 Comments
Caution – Don’t Let Yourself Become House-Poor
What is “house poor?” It’s that uncomfortable state of being in which you’ve purchased “more house” than you can comfortably afford. It’s that state that prevents you from taking a vacation, going to a concert, eating out, or even eating … Continue reading
Posted in Uncategorized
61 Comments
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